| The table below show the current Business Loans and Overdraft rates.
 | | 1 - 3 Years | 3 - 5 Years | 5 - 7 Years | Over 7 Years |
| Loans | AA | 8.25% | 8.95% | 9.40% | 10.30% |
Name of Product | NIB 24/7 Business | NIB 24/7 Community | NIB Business | NIB Corporate |
Overdraft | Prime + 7% | Prime + 6% | Prime + 7% | Negotiated |
| Base Rate | 7.50% |
| Prime Rate | 2.50% |
Unauthorised Overdraft Surcharge Rate
Charged on amounts in excess of agreed facilities in addition to the rate or default rate applicable to the account |
9.00%
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